Compare Mortgage and Refinance Quotes Without Using Your Personal Phone Number

Mortgage and refinance quote forms typically require a phone number and email before you can see rates or request information. Once several lenders or lead aggregators have your number, you may receive follow-up calls and emails that continue for weeks.

Your details may be shared among lenders or sold to lead buyers, so you might hear from companies you never contacted. Managing those communications across multiple lenders can also become difficult to track.

CovertQuote is not a mortgage lender, broker, loan originator, financial institution, or comparison service. It does not compare loan offers, prequalify or preapprove borrowers, determine creditworthiness, recommend lenders, or provide lending advice. Its role is limited to contact-information and communication management during the early quote-shopping or information-request stage.

CovertQuote creates a protected project email address and an optional project phone number for your mortgage or refinance research. You share that assigned contact information on quote and information-request forms instead of your personal number and email. This is intended for early-stage shopping and research only — it does not change a lender’s legal identification, application, credit-check, disclosure, or underwriting requirements, and you should not use it to conceal information that a lender legally requires during an actual loan application. Messages from lenders arrive organized under the project, and you remain a verified CovertQuote subscriber. Your personal contact information is not intentionally displayed to vendors, though limited information may still be processed by trusted service providers that operate the platform, as described in our Privacy Policy. Project contact information may be archived, deactivated, replaced, or reclaimed according to your selected plan and the Terms of Service.

CovertQuote can be used for legitimate early-stage mortgage and refinance information requests, such as:

• First-time home purchase research
• Comparing banks, brokers, and credit unions
• Researching current mortgage rates
• Requesting information from lenders
• Comparing rate-and-term refinance options
• Researching cash-out refinance options
• Exploring lender or broker information before a formal application

• Keep lender follow-up organized under one project
• Your personal number and email are not intentionally shared with lenders
• Research options on your own terms, in one organized place
• Archive the project when you move on or begin a formal application